THE IMPORTANCE OF INSURANCE September 7, 2009 crizlai I still could not believe why there are still so many people in this present technologically equipped world are still having the phobia of being approached by an insurance agent. The word “insurance” does not necessary has to be related to the “D” word where a life would be at stake. It could just as well be for other areas pertaining to natural calamities or man-made damages or losses like fire, flood, earthquake, theft etc. It is a good financial plan that seemed to be overlooked by many people until they have faced head on with the tragedy loss of a loved one or even the inadequate insurance coverage they have on their assets. Most people would just stay in the comfort zone, having the wrong perception that they or their loved ones would not meet with any accidents. Eventually, in most cases, it was too late to turn back the clock. What’s the reason for procrastinating while you know exactly that having the right insurance premium would ease yours or your immediate family’s financial burden in time of unexpected situations? Having not enough time, money or delaying the immediate action to get one covered are some of the lamest excuses and failures in a person’s life decision making. The future is just as important as the present. Auto insurance would probably get the most attention as it would be a “must-have” insurance coverage while owning a vehicle but getting the right insurance agency does matter too. There are so many auto insurance quotes out there for you to choose from but you have to be wary of the terms and conditions it has to expedite claims. Moreover, please choose carefully a reputable agency to handle all your insurance needs as well as one with higher deductibles on your premiums. Won’t that be great to save a bit more on your yearly expenses? I'm thirsty for a drink now. Would you be kind enough to treat me?