MY BILL PAYMENT DATE IS GETTING NEAR March 3, 2010 crizlai Having a credit card has become a norm in most households as holding a credit card is the ideal way of not carrying too much cash around. If managed properly, it can also be a valuable tool to assist your finances in time of great needs. It is real useful when traveling overseas as you do not have to worry about changing your cash into foreign currencies. The card issuer will do all the necessary conversions for you and the best part is that your purchase will only appear in your credit card statement a month later. Nowadays, applying a card can be quite a headache with so many banks offering many different types of attractions. It would be a hassle to hop in all the banks to check on the best offer they have in store for you. Getting the best credit card would be great especially when you need to settle some of your bill payments urgently. Just like in my case when I had many ongoing projects awaiting payments, thus not having much cash in hand to settle some of the utility bills that needed the immediate attention, the credit card saved my day. The most wonderful thing about the credit card I owned is that it has the best cash back reward on the market. I indeed save quite a substantial amount of money. Isn’t that what you would want too? I'm thirsty for a drink now. Would you be kind enough to treat me?