A SMART FAMILY IS A WEALTHY FAMILY

HAPPYFAMILY

Why would I say that a smart family would be a family that would be wealthy? It’s surely not for the present but for the future of the generations to come. It’s the family financial planning which most of us are rather stressed with, considering the headaches one would have in planning what to spend, when to spend, where to spend and how to spend wisely.

Family financial planning should not be something to fear of. It’s a matter of getting into the habits of controlling your spending habits, both for your short term as well as long term goals.

One of the great ways to reduce your stress and have a satisfying family life would be by having the whole life insurance coverage. Not only would you efficiently prepare for the future as you family members grow older, it would also be a great way to provide some financial freedom in times of emergencies. Remember well that the younger one starts to get himself insured, the lesser annual premium one needs to pay. So, do plan wisely for the future of your family.

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ENJOYING COMFORTABLY OUTDOOR

With the current heat wave striking this part of the world, having a poolside party would be a great way to chill out. There would be no better way to combine cooling off and having fun with friends and family by the poolside while enjoying the luxurious cuisine that you had prepared for them. You can go for that Hawaiian theme where everyone would be dressed in their best swim suits or Bermudas.

To make your pool party unique and memorable for your guests, do plan some activities that would ensure that everyone would get wet. LOL! Well, just make sure you did put that small clause down in your invitation cards to avoid any disputes. Haha!

To start off, you can always fill your pool with plastic balls with some hidden logos. Kids as well as grownups can dive into the pool to retrieve them. Towards the end of the fun filled activity, a small reward can be given to each winner. The prize can be anything from candies to holiday trips depending on your budget. You might even consider dividing your guests into different teams and ask them to come out with their best synchronized swimming. This is going to be fun to watch them in their most hilarious moments. Don’t forget to video those happy moments.

I’m sure you would have some elderly folks in the guest list. You can always set up a nice and strategic corner for them filled with some comfortable outdoor cushions. Do prepare some playing cards or even mahjong sets for them to get the best out of the party. This is definitely the most enjoyable moment in their lives.

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PROVIDING SECURITY TO THE FAMILY

Some people may think that the words “life insurance” is a taboo in their daily conversation as it would involve some bad encounters that may take away a life and most of the time it would be almost towards the end of their life journey before they would decide to buy that insurance policy. Do you think that it’s a smart decision? I would not think so. Even if a person has been working in a company and employer’s life insurance policy has been one of the benefits, it’s still not adequate enough to benefit the family during any unforeseen incident, especially death.

There are two types of life insurance one should take note of – Term Life Insurance or Investment Life Insurance. Term insurance will cover benefits to your immediate family or whoever your dependents may be whereas Investment Life Insurance would include endowment policies and other life policies. Part of the premium would be used for investment purposes. Thus, you may withdraw some of the investment profits prior to your death for your own usage. In short, the early you start the latter plan, the more investment profit you would get as you grow older.

It’s important to shop around for the best life insurance quotes to suit your needs, especially on the affordability part. Make sure you are happy with the coverage when it comes to buying life insurance as it would be your best gift for the security of your family.

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NEW BORN CHILD AS THE STAR

Having a newly born child in a family would surely be the pride to any parents. Don’t you think you should make your child into a star by letting the whole world know about his or her arrival? I have seen many ways people had done to bring the arrival announcement to the peak. Some would compile all the nice memories into a scrapbook and show it to everyone. Another would be by producing the best shot in their album and producing it into photos to be attached to handmade announcement cards.

These methods would be great ideas to be personal but not many people have the time to deal with the time consuming task with a hectic work life. Why don’t you leave it to the experts to handle all your birth announcements need while you spend more time rejoicing with your family?

I have received many of these cards over the years and I found them to be of great memories. I even had all of them kept inside one of my scrapbook sections. Browsing through the scrapbook recently, I found some of the child in the cards had grown up to be fine gentlemen and ladies. Wow! Time really flies! If I had any more children, I would surely send out more cards to make them into stars, not only one time but stars forever in anyone’s memories.

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GREAT VACATION DURING CHRISTMAS HOLIDAYS

If you have a group of friends and families whom like to go for vacation together during this Christmas period, where would you go? Since this would be the month where the skies would have the best meteor showers of the year, with the appearance of the Geminiad meteor showers hitting the sky as many as 50-80 meteors an hour on the night of 13-14 December. We would surely like to have a place with ocean view where sky gazing would be without any obstructions. Where else to get us pampered until the max than to get a nice and cozy outer banks vacation rentals at Nags Head, Dare County, North Carolina, USA, for a week of relaxing moments.

I even managed to secure a cool home by the beach from hundreds others that are available. I was particularly attracted by the names of three homes with names such as The Sun, The Moon and The Stars. Just a wild guess which home did I secure. It’s surely “The Stars” as I’m quite fond of the mysteries which lie beyond our own world.

The home has 12-bedroom with facilities way beyond my imagination. Every level in this home is filled with an entertainment experience of a new kind. Other than the PlayStation II equipped room, surround-sound home theater, foosball, pool table and complete kitchen equipments, it also has a private swimming which has an easy access to the beautiful and sandy beaches of the Nags Head. Who knows? We might even land ourselves with some lovely catches for our dining table along the oldest and longest fishing pier at the Outer Banks.

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